From the list of regional interest search, there are only five countries listed in the rankings. Undoubtedly, United Kingdom tops No.1; it is because that NS&I is a savings bank operated in the United Kingdom and the head office is located in Pimlico, London. Apart from UK, other regions, such as Spain, France, Germany and United States occupy almost 1% searching rate. On one hand, the data illustrates that great efforts for NS&I to exploit its outside market should be taken. On the other hand, it also tells us that NS&I is about to explore two huge market, one is to expand Europe market, to continually improve its influence in the Europe continent. The other is to open the gateway to US market, to go global gradually.

  According to the rankings in cities, the fact that all the cities listed here are from United Kingdom, include Milton Keynes, Reading, Manchester, Sheffield, Bristol, Birmingham etc. Actually, there are two reasons to explain the rankings. Firstly, it demonstrates that NS&I is widely used and trusted by local people in UK. Secondly, nearly every city listed here belongs to economy-developed area. Meanwhile, NS&I, as the name implies, which provides a wide range of savings and investment products. Only economy-developed cities can have the potential to inquire information concerned investments.


On the whole, NA&I is a Britain’s bank to provide financial services for individual savers and widely used in UK.

National Savings & Investments (NS&I) today launched an appeal for 898,000 Premium Bonds winners who have failed to claim their share of £44m in prizes to come forward.

The largest unclaimed prize is £100,000, won by a woman from London in February 2007, who owns just £25 worth of bonds.

The oldest unclaimed prize is £25 won by a man from South Yorkshire in 1957.

NS&I said that bond holders name and address changes made it difficult to track down the winners, and urged savers to contact NS&I in the event these details changed.

The savings provider has also launched an online service where customers can register to have prizes paid straight into their bank account to avoid missing wins.

Telegraph consumer expert Jessica Gorst-Williams helps a reader with inherited NS&I Premium Bonds.

I have come across some premium bonds bought in the 1960s and wish to cash them in. However when I contacted NS&I, National Savings & Investments, they said these bonds were not issued in my name. I was part of a small syndicate at work and the person who ran this must have purchased them and then handed them out to us. Unfortunately he is now deceased, as is his wife.

Some of the bonds may also have been bought by my mother, also deceased, and given to me. NS&I will not/cannot tell me in whose name these bonds were bought and I would welcome any suggestions as to how I can proceed further in this matter.
                                                      CL,East Sussex

NS&I says it does not recognise syndicates or any other private arrangements made for prizes in any way. Premium Bonds can only be bought in the name of an individual and any prize payments are subsequently made to the person named on the purchase application form.

It seems very likely that the bonds bought in your former workplace were set up in the way they were by the organizer of the syndicate in all innocence. However anyone currently in the same situation will need to consider the implications should there be a win.

NS&I will only accept the bondholder’s signature for any repayment made or any other transactions. NS&I says for data protection reasons it is only able to enter into correspondence with the legal holder of the bonds. To take this aspect any further you would need to find the next of kin of the person who held them and pursue it directly with them.

As for the bonds bought by your mother, NS&I will need first to establish if you are the beneficiary of your mother’s will. If this is the case you need to fill in a death claim form. This is obtainable either via the NS&I helpline on 0500 007 007. Incidentally, as it happens, this was engaged when I tried it before filing. I have flagged this up suggesting a message might be less disconcerting. Better still download the form from www.nsandi.com putting ‘death claim form’ in the search box then ‘online form’. Then go to the end of that list.

Premium Bonds are not transferable. On the death of the bondholder NS&I repays the value of the bonds to the legal representative or next of kin. Any wins on bonds still held up to twelve months after the death will be paid to the estate. Wins after that won’t count and it will only be the original premium bond stake that will be paid back.

If the holding was small it is quite possible that the holdings you are writing in about never had a prize. The odds of any one bond winning are daunting.

Meanwhile NS&I points out, “Premium Bond holders can reduce the chances of their prizes becoming unclaimed by managing their Premium Bonds online or opting to have any prizes paid directly into their bank accounts by BACS, with notification of the win by email. To sign up holders should visit: http://www.nsandi.com/register-our-online-service.”